Qonto referral codeJQAPEPup to €160 offered on your business account
Business account in 10 min. €80 from €50 spent.Business account open in 10 minutes, €80 from your first €50 spent. Verified link, automatic offer.
Redirect to qonto.com · Automatic offerRedirect to qonto.com · Offer applied automatically
Why I use Qonto every day
As a freelance web developer, I needed a business bank that actually simplifies running my activity. After trying several options, Qonto was the obvious choice.
Account open in 10 min
Instant French IBAN, no branch visit. Operational within 24 to 72 hours.
Integrated invoicing
Create and send quotes and invoices directly from the app, with payment tracking.
Mastercard cards
Physical and virtual cards with adjustable limits. Perfect for separating business subscriptions.
French regulation
Payment institution authorised by the ACPR Banque de France. Funds protected in Europe.
600,000+ businesses
Freelancers, SMEs, startups, associations — Qonto supports all business types.
Simplified accounting
Automatic export and integrations with Pennylane, Indy, or your accountant.
How to claim your referral bonus
Three steps, 10 minutes, and your bonus is on its way.
Open your business account
Sign up in 10 min, order your physical card. 100% online.
Use your Qonto card
€80 from your first €50 spent with the physical card, then €80 more once you reach €3,000 — within 60 days of opening.
Focus on what matters
Invoices, expenses, accounting — all in one app. You focus on your business.
My experience after two years with Qonto
I am a freelance web developer and I have been using Qonto as my main business account since I started. I invoice my clients from the app, categorise expenses in real time, and my accountant accesses data automatically — no more scanning receipts or exporting statements by hand.
That is why I share my Qonto referral code JQAPEP on this page. If you are a freelancer or run a small business, it is the best pro banking solution in France right now. And the referral gives you up to €160 in bonus within the first 60 days — might as well use it.
Frequently asked questions
Everything you need to know about the Qonto referral code.
How do I use this Qonto referral code?
Click the referral link on this page. You'll be redirected to Qonto's official site where you can create your professional account. The offer is applied automatically — no need to enter the code manually.
Who can benefit from the offer?
Any business (freelancer, limited company, association, etc.) that doesn't yet have a Qonto account. Sign-up takes 10 minutes and your account is operational within 24 to 72 hours.
How do I get the €160?
After opening your account via the link, order and activate your physical Qonto card. You receive €80 once you spend €50 with the card (online or in-store), then €80 more once you reach €3,000 in cumulative spending. Both tiers must be reached within 60 days of opening the account. Total: up to €160 offered.
Is Qonto suitable for freelancers?
Absolutely. Plans from €9/month: French IBAN, Mastercard, integrated invoicing, expense management, accounting integration. It's the solution I've used since day one of my activity.
Can the offer be combined with other promotions?
The referral offer is subject to Qonto's T&Cs at the time of sign-up and is generally not combinable with other promotions. Amounts and conditions may vary — the link always reflects the current offer.
Ready to open your pro account?
Code JQAPEP — bonus from card activation, no hidden conditions.
Verified link · Redirect to qonto.com