Qonto Referral: up to €280 offered
Open your pro account online with my referral code and get a welcome bonus.
My Qonto referral code
jqapep
Or use the link below — the offer is applied automatically
Open my Qonto accountRedirect to qonto.com · Sign-up in 10 minutes
Why I use Qonto every day
As a freelance web developer, I needed a business bank that actually simplifies running my activity. After trying several options, Qonto was the obvious choice.
Quick sign-up
Professional account ready in minutes with a French IBAN. No more weeks of waiting at a branch.
Integrated invoicing
Create and send invoices and quotes from Qonto. Payment tracking and automatic reminders included.
Mastercard cards
Physical and virtual cards with adjustable limits. Ideal for separating business spending and SaaS subscriptions.
French regulation
Payment institution authorised by the ACPR Banque de France. Your funds are protected and held in Europe.
600,000+ businesses
Freelancers, SMEs, startups and associations: Qonto supports all types of businesses.
Simplified accounting
Automatic accounting export and integrations with tools like Pennylane, Indy or your accountant.
Where is Qonto available?
Qonto is available in several European countries, which is ideal if you work with international clients:
- 🇫🇷 France
- 🇩🇪 Germany
- 🇮🇹 Italy
- 🇪🇸 Spain
- 🇵🇹 Portugal
- 🇦🇹 Austria
- 🇧🇪 Belgium
- 🇳🇱 Netherlands
How to benefit from the Qonto referral
Three steps to open your account and receive your welcome bonus.
Open your pro account
Sign up in 10 minutes and order your first physical card. Registration is fully online.
Use your Qonto card
Activate your card and use it online or in-store. Get an €80 bonus after spending €50, and unlock another €80 when you reach €3,000 in spending.
Focus on what matters
Simplify day-to-day financial management. See how our clients get the most from their professional account.
Frequently asked questions about the Qonto referral
Everything you need to know before opening your account with a referral code.
How do I use this Qonto referral code?
Click the referral link on this page. You will be redirected to Qonto’s official site where you can create your professional account. The referral offer is applied automatically when you use this link.
Who can benefit from the Qonto referral offer?
Any business (freelancer, limited company, association, etc.) that does not yet have a Qonto account can use this offer. Sign-up takes 10 minutes and your account is operational within 24 to 72 hours.
How do I get the referral bonuses?
After opening your account via the referral link, order your physical card and activate it. You receive €80 once you spend €50 with your card. A second €80 bonus is unlocked when you reach €3,000 in cumulative spending. The referrer also receives a bonus, for a total of up to €280 offered.
Is Qonto suitable for freelancers?
Yes. Qonto offers plans for independents from €9/month: French IBAN, Mastercard, integrated invoicing, expense management and accounting software integration. It’s the solution I use daily for my web development activity.
Can the referral be combined with other offers?
The referral offer is subject to Qonto’s terms and conditions at the time of sign-up. It is generally not combinable with other promotions. Amounts and conditions may vary — the link above always reflects the current offer.
My experience after two years with Qonto
I am a freelance web developer and I have been using Qonto as my main business account since I started. I invoice my clients directly from the app, categorise expenses in real time, and my accountant can access the data automatically—no more scanning receipts or exporting statements by hand.
That’s why I share my Qonto referral link on this page. If you’re a freelancer or run a small business, I think it’s the best pro banking solution in France right now. The referral also gives you a welcome bonus of up to €280. You can also check out my web development services or my portfolio.
Ready to open your pro account?
Use my referral code jqapep and receive your welcome bonus when you activate your card.
Verified referral link · Redirect to qonto.com